Supplemental Health Insurance

Choosing insurance plans can feel overwhelming, but you don’t have to do it alone.

Original Medicare and many ACA health plans help cover the basics, but sometimes the basics aren’t enough. That’s where supplemental health insurance comes in. Whether it’s getting help with the cost of a root canal, replacing lost glasses, or having peace of mind when traveling out of state or abroad, supplemental plans can help fill the gaps.

These plans are designed to enhance your existing coverage and reduce out-of-pocket expenses for services that aren't fully covered by your main health plan.

Explore Additional Coverage Options

Supplemental plans are available for a variety of needs. Here are a few popular options we often discuss with clients:

Dental Insurance
While many health plans don’t include routine dental care, standalone dental insurance can help cover cleanings, x-rays, fillings, extractions, dentures, and more. Plans vary in benefits and network, so we’ll help you choose one that fits your dental health needs and budget.

Vision Insurance
From yearly eye exams to glasses or contact lenses, vision plans offer affordable access to routine vision care. If you rely on corrective eyewear or want help covering vision-related costs not included under Medicare Part B, a vision plan is worth exploring.

Travel Medical Insurance
Planning a trip outside the U.S.? Medicare generally doesn’t cover healthcare abroad, and some domestic plans have limited emergency coverage. Travel medical insurance can provide protection for unexpected illnesses or injuries while you're away from home — giving you confidence to travel freely.

Is Supplemental Insurance Right for You?

Supplemental plans are not one-size-fits-all. Here’s how we help you decide what’s worth adding:



• Your Health Needs: We’ll assess your current coverage and consider where you might be vulnerable — whether it’s routine dental work or emergency care while traveling.
• Your Budget: Supplemental plans are often affordable, but costs vary. We help you weigh premiums, copays, and maximum benefits so you can make a smart financial choice.
• Your Lifestyle: If you travel frequently, wear glasses, or just want to avoid big surprises at the dentist, a supplemental plan can provide valuable coverage and peace of mind.

Get Personalized Guidance

At Health Benefits of Idaho, you’ll never be rushed or pressured. We take time to review your needs and explain all your options — in plain language. Whether you're new to Medicare, self-employed, or exploring alternatives to traditional insurance, we’re here to help you get the complete coverage you deserve.